Payor Benefit Rider


If the policy owner unfortunately passes away or is totally and permanently disabled before attaining the age of 60, this plan provides a premium waiver until he / she reaches the age of 60 or until expiry of the basic plan, whichever is the earlier. 



Premium remains level during the Benefit Period of the Rider


Issue Age (Age Next Birthday)

Age 19 to 55 of the policy owner


Benefit Period (Age Next Birthday)

Same as the Basic Plan to which this Rider is attached or up to the Insured’s Age 60, whichever is the earlier.


  1. This rider benefit can only be attached to designated basic plan.
  2. All information here is for reference only. All details of coverage will be subject to terms and conditions of the policy provisions.
  3. Please seek independent professional advice if necessary.