Always Term

The premium rate of life insurance products is usually calculated using a very simple formula, by grouping the insured according to their gender, age and whether they smoke. ALWAYS TERM takes a more fair-principled approach by sub-categorizing the insured according to their health conditions. In other words, you are offered the best deal customized premium rate based on your current health status. The healthier you are, the lower the premium you need to pay.


Product Features


  1. All information here is for reference only. All details of coverage will be subject to terms and conditions of the policy provisions.
  2. Please seek independent professional advice if necessary.